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Max. Loan Amt.
Tenure upto
Rate of Interest
Max. Loan Amt.
Tenure upto
Rate of Interest
Max. Loan Amt.
Tenure upto
Rate of Interest
Max. Loan Amt.
Tenure upto
Rate of Interest
Get quick, hassle-free personal loans with low rates and flexible repayment.
Get top-notch financial services at your fingertips.
We thrive when you achieve your financial goals.
Cherish our enriching collaboration with top NBFCs.
Because our experts know what's best for you.
Min. Salary:
Rs. 15,000 per month
Min. Job Stability:
1 Year
Age:
21 Years or above
Min.
1 Year IT Return
Min. Business Stability:
1 Year
Age:
21 Years or above
Passport
Voters ID
Driving License
Aadhaar Card
PAN Card
Aadhaar Card
Voters ID
Passport
Utility Bills
The eligibility criteria for applying for a personal loan are as follows:
Salaried Professionals:
Age: Minimum 21 years Salary: Rs. 15,000/Month (Should be deposited in the bank) Job Stability: Minimum 1 year Self-Employed Individuals:
Age: Minimum 21 years Income Tax Return: Minimum 1 Year 1 Year Business Stability Following are the documents that are required to apply for a personal loan:
Aadhaar Card PAN Card Income Proofs: Salary slip or Form 16 Bank statements (should reflect the monthly income) Residential Proofs: Utility bill or Rental AgreementPlease note that a lender can ask for additional documents based on your profile and their policies.
Only if you use the funds to renovate your house or to invest in a business. For more information, please contact your CA or tax advisor.
Yes. KreditTap provides an easy-to-use portal for applying for a loan and processing it at our partnered NBFCs via a subscription plan, all without leaving your comfort zone.
The main 3 important factors that can impact personal loan approval are:
Age Monthly Income, and CIBIL scoreSure. Unlike secured loans, like home loans, car loans, etc., personal loans have no pre-specified purpose. The funds obtained from a personal loan can be used for any personal purposes, like pursuing higher education, renovating home, consolidating debts, paying unexpected bills, etc.
A credit score of 650 is regarded as good when applying for a loan.
Disclosure: Loan Tenure ranges from minimum 6 months to maximum of 72 months with Annual Interest Rates ranging between 11% - 35%. Processing fee up to 2%. For Example: Considering a personal loan of Rs.1,00,000 availed at 11%* interest rate for a tenure of 6* years with 2%* processing fee, the APR will be 11.75%*. KreditTap is not a direct lender itself. Instead we provide consultation services to help users connect with right NBFCs for loan approval. *T&C Apply. All these numbers are tentative/indicative, the final loan specifics may vary depending upon the customer profile and NBFCs’ criteria, rules & regulations, and terms & conditions. Company Address: 2 Floor, saymsundar complex swaminarayan nagar soc,katargam, Surat, Gujarat, India-395004